LG Musical Equipment Insurance provides competitive, low cost insurance for your musical instruments and equipment.

  • Cover available for musical equipment valued up to £30,000
  • Choice of All Risk or Room Only cover
  • All types of musical instruments covered
  • Theft, accidental damage and loss, replacement hire, personal accident and public liability cover included as standard
  • Unattended vehicle cover and up to 120 days Worldwide cover included in our All Risk policy
  • Up to 2 years new for old cover on offer
  • 25% online discount


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LG Musical Equipment Insurance is ideal if you’re a solo performer, part of a band or an orchestra. Whether you play an instrument for enjoyment at home or tour the country gigging as a semi-professional, we have an insurance policy that is suitable for you.

You can choose Room Only or All Risk cover:

  • Room Only Insurance: Cover at the risk address only. For example in a recording studio.
  • All Risk: Insurance cover for equipment that may be moved from the risk address. For example to a gig or if you travel abroad. Ideal insurance policy for mobile musicians.


You can choose the type of equipment you want to insure:

  • Bandcare: Covers electronic, DJ, disco, percussion equipment etc.
  • Orchestralcare: Covers all types of orchestral equipment such as brass, woodwind, stringed etc.