A horse or pony can be a large financial investment and it’s important to have insurance in place should anything happen.
Following the decision by the House of Lords in Mirvahedy -V- Henley (2003), you may be liable for any damage or injury caused by your horse, irrespective of whether your acts or omissions could be negligent. So, if your horse escaped from a well fenced field and causes a road traffic accident or kicks out at someone no matter how well it had previously behaved, you could find yourself faced with a claim for thousands of pounds in compensation.
Public liability cover is crucial to your equine insurance policy, protecting not only your horse, but you as well. LG offer up to £1.25m public liability cover.
With vet’s fees up to a maximum of £5,750 per incident, personal accident up to £12,500 and cover for tack up to £1,750 plus many other benefits, we believe we have the right UK horse insurance cover for you. Why not take a look at the different options available and compare horse insurance cover to see which plan best suits your requirements.
- Choice of cover level to suit most budgets
- Vet fees cover up to £5,750 per incident
- 20% online premium discount
- An additional 5% discount for insuring more than one horse
- Other benefits include saddlery and tack, public liability and personal accident cover
- Providers of equine insurance for over 20 years
Our horse insurance offers four different levels of cover, leaving you to choose which plan would best suit you and your horse or pony’s needs. Cover options include:
- Essential – standard cover including public liability
- Intermediate Value – vet’s fees cover up to £2,000
- Intermediate – vet’s fees cover up to £5,750
- Premier – includes loss of use cover
For more details on the different plans available please see our policy information section. If you have any further queries you may be able to find the answer in our Horse FAQ’s. We also provide helpful hints and tips on a wide range of horse-related topics including diet, grooming, saddlery and tack and travelling.